PREDATORY LENDING BILL--Debra Hill, of the Cleveland East Side Organizing Project (ESOP) holds written testimony as she appears before the Senate Finance Committee, in Columbus, Ohio, on Wednesday, Jan. 23, 2002. ESOP is opposed to House Bill 386, which would prevent local ordinances from regulating predatory lending. (Photoj.com/Jack Kustron)

PREDATORY LENDING BILL--Sen. C.J. Prentiss, D-Cleveland, listens as Sen. Bill Harris, R-Ashland, responds to her question concerning HB 386, during a hearing of the Senate Finance Committee, at the Ohio Statehouse, in Columbus, Ohio, on Wednesday, Jan. 23, 2002. Sen. Prentiss is opposed to the bill, which would prevent local ordinances from regulating predatory lending. (Photoj.com/Jack Kustron)

CONGRESSIONAL REDISTRICTING--Senate Minority Leader Leigh Herington, D-Ravenna, bites his lip following his speech about the Congressional redistricting bill, at the Ohio Statehouse, in Columbus, Ohio, on Wednesday, Jan. 23, 2002. The bill passed. (Photoj.com/Jack Kustron)

CONGRESSIONAL REDISTRICTING--Senate President Richard Finan, R-Cincinnati, lets his caucus know which way to vote on an emergency clause, in the Congressional redistricting bill, at the Ohio Statehouse, in Columbus, Ohio, on Wednesday, Jan. 23, 2002. The Senate voted to keep the emergency clause as a part of the bill and passed the bill. Also seen is Sen. Jeff Jacobson, R-Brookville. (Photoj.com/Jack Kustron)